Blue Cross Blue Shield
What Is Blue Cross Blue Shield?
The Blue Cross & Blue Shield Association (BCBA) is one of the largest health insurance companies in the United States, with 36 independently owned and locally owned entities across the country.
The Blue System, also known as “The Blues” or “BCBS,” has a network of so many providers that more than half of all federal workers sign up for their coverage through the federal employee program.
The tiered plans of Blue Cross Blue Shield are as follows:
- Bronze: This level covers about 60% of your out-of-pocket expenses, with a lower monthly payment and high deductible.
- Silver: This level covers about 70% of your out-of-pocket expenses, but you’ll pay a bit more each month and have a lower deductible.
- Gold: This level covers about 80% of your out-of-pocket expenses, with a higher deductible and higher monthly payment.
- Platinum: This level covers about 90% of your out-of-pocket expenses, with the most expensive monthly payment and lowest deductible.
Avisa Recovery Programs
ADDICTION TREATMENT THAT ISN’T COOKIE-CUTTER
One of the first steps when seeking treatment for substance abuse is the detoxification process. Here you are medically supervised and managed through withdrawal process to rid the body of drugs & alcohol.
Residential inpatient treatment is when a client lives on-site 24 hours a day, 7 days a week while receiving intensive inpatient treatment. Learn more about inpatient treatment and how it can help you on your journey.
The partial day program at Avisa Recovery combines the best of aspects inpatient and outpatient treatment to form a hybrid program that allows you to experience inpatient therapies on an outpatient basis.
Find out why the innovative intensive outpatient program at Avisa Recovery is your best choice when seeking an outpatient addiction treatment program in Ocean County, New Jersey.
Our outpatient program will enable your professional life to become limitless. We offer the tools for you to become the best you can be while being sober! If you’re in Ocean County, don’t wait another day to start your recovery.
The family program at Avisa Recovery is an integral part of our programming. Family therapy is an essential part of the recovery process because it allows members of the entire family system to learn how to recover as a unit while supporting their loved-one in recovery.
Let Us Help You Overcome Addiction
Request a Confidential Callback Now
Does Blue Cross Blue Shield Insurance Cover Rehab?
If you’re looking for help with drug and alcohol addictions, you’ll be happy to hear that BCBS health insurance covers rehabilitation services. BCBS is one of the oldest insurance companies in the country, and it works closely with many of the nation’s addiction treatment centers, such as American Addiction Centers
It is important to note that coverage details can change depending on the state and the plan you have in place. To find out exactly what your coverage is, it is best to get in touch with BCBS.
Get Approved. Get Help.
We Work With Most Major Insurance Providers
- Aetna
- Amerihealth
- Anthem
- Beacon
- Behavioral Health Systems
- BCBS—Most BlueCross & BlueShield Plans
- Carelon Behavioral Health
- CareFirst
- Cigna
- ComPsych
- Coventry
- Empire BlueCross BlueShield
- GHI
- Highmark
- Humana
- Magellan
- MagnaCare
- Meritain Health
- MultPlan
- NYSHIP (New York State Insurance Plan)
- Optum
- Oxford
- PHCS
- Self-Pay
- TRICARE
- UHC
- UMR
- VA Insurance
- 90 Degree Benefits
At this time, we do not accept Medicaid or Medicare
What Does Blue Cross Blue Shield Cover?
- Do you want to know what Blue Cross Blue Shield insurance plans cover? All you have to do is type the 3-letter prefix before your member card identification number into the bluecrossblue shield association website.
- Alternatively, you can find your company directly on the website’s state-by-state list of 36 member companies. It’s never been easier to find your coverage!
- Once you’ve found your company, log in to discover your coverage. Check out your local company’s website to discover all the important information you need to know, including prescription drug coverage and a detailed list of health care providers in your area.
- You will also be able to use the cost estimator as a paid member to get an estimate of how much your treatment will cost.
- Blue Cross Blue Shield provides a variety of insurance plans that are tailored to your location.
- These state-level plans still rely on the large network of BCBS providers across the country.
- This means that patients are not confined to being seen only in the state where they live.
Blue Cross Blue Shield Coverage
Most Blue Cross Blue Shield insurance plans do cover addiction treatment, at least in part. However, the coverage depends on the policy you have. If you are eligible for medical detox, most plans will cover it.
The type of treatment center and specialists you can access depends on your insurance. HMO policies limit the number of facilities you can access, and PPO plans offer more flexibility allowing you to select outside providers at a higher cost.
To make sure you get the most out of your insurance coverage, it’s important to consult with BlueCross BlueShield to understand your coverage and how much you may need to pay out of pocket for detox/addiction treatment.
Blue Cross Blue Shield’s network makes it easy to find a treatment center near you. Use their website to find providers near you. To find out if your insurance pays for treatment at an American Addiction Centers facility, fill out our easy-to-use verification form.
Does Blue Cross Blue Shield Health Insurance Cover Inpatient Rehab?
Inpatient rehab is a type of inpatient treatment that is typically covered by Blue Cross Blue Shield. Depending on the type of inpatient rehab you need, there may be a variety of inpatient rehab options available to you. For example, some inpatient rehab facilities offer programs specifically designed for people struggling with substance abuse and related disorders. In addition, some inpatient residential rehab facilities may specialize in treating pregnant women or new mothers, while others may focus on treating a particular gender.
Does Blue Cross Blue Shield Cover Intensive Outpatient Rehab?
Most Blue Cross Blue Shield health insurance plans cover outpatient treatment for substance abuse. Outpatient treatment is proven to be very effective in treating substance use disorders and related mental illnesses.
However, outpatient programs are usually better suited for people who have no underlying medical conditions related to their substance use or withdrawal, feel at ease in their current living situation, and have other obligations to take care of (e.g., child care) while in addiction treatment.
While some people start their substance abuse treatment with an inpatient program, others may move to outpatient treatment after a period of inpatient treatment, residential treatment, or drug detoxification center treatment.
Does BCBS Cover Therapy?
Most Blue Cross Blue Shield (BCBS) insurance plans will pay for one-on-one therapy for individuals with substance abuse or other mental health issues. Your BCBS plan may cover therapy in full or in part, depending on your plan. You may still have to pay for some of the extra costs associated with therapy, particularly if you still owe money on your deductible or if you have a coinsurance policy.
How Long Will BCBS Insurance Cover Rehab?
The length of time you’ll be covered for rehab depends on whether you’re covered under Blue Cross BlueShield insurance or another insurance plan. It also depends on your health care plan’s behavioral health benefits and how long you’ll need to be in rehab. Drug or alcohol rehab also depends on the type of addiction treatment program you’re in and the level of care you’re receiving. Below you’ll find a list of Blue Cross BlueShield-accepted rehabilitation centers.
How Much Does Blue Cross Blue Shield Cover?
How much substance abuse treatment BCBS covers depends on the member’s plan, the treatments they would like to receive, and the treatment provider they would like to use. Find out more about BCBS coverage by dialing the number on your insurance card or by calling one of our admission navigators today.
Unlock Your Path to Recovery with Blue Cross Blue Shield
BCBS is your one-stop-shop for all your recovery needs. From addiction treatment to inpatient and outpatient rehabilitation, BCBS has you covered with an extensive network and comprehensive coverage options. However, the coverage you receive depends on your plan.
Avisa Recovery is here to help you on your journey to sobriety. Get in touch with us today for more information and start your journey to a healthy, drug-free lifestyle!
Breaking The Cycle And Finding A New Path
Addiction to Adderall can be really tough, but it’s possible to get out of the rut and find a better way. It’s important to get help, build a support system, and live a healthy lifestyle. If you have the right help and resources, you can beat addiction and get your life back. Don’t forget that you’re not the only one, and there’s hope for the future.